Business Debt Management Tool Market Report 2025, with Profiles of Experian, Fluxys, Civica Group, AgreeYa Solutions, Finvi, and Other Major and Innovative Companies

Key market opportunities include the rising demand for cash flow optimization, real-time debt tracking, and AI-powered analytics. Cloud-based solutions are gaining traction, offering scalability and cost efficiency. The Asia-Pacific region promises rapid growth, driven by digital transformation and increased credit risk focus.

Dublin, Oct. 27, 2025 (GLOBE NEWSWIRE) -- The "Business Debt Management Tool Market Report 2025" has been added to ResearchAndMarkets.com's offering.

The business debt management tool market size has grown rapidly in recent years. It will grow from $2.41 billion in 2024 to $2.75 billion in 2025 at a compound annual growth rate (CAGR) of 14.2%. The growth during the historic period was driven by rising business debt burdens following the financial crisis, increasing demand for cost reduction through optimized debt servicing, growing need for real-time financial oversight, heightened regulatory compliance requirements in financial reporting, and a rise in defaults among small and medium-sized businesses.

The business debt management tool market size is expected to see rapid growth in the next few years. It will grow to $4.62 billion in 2029 at a compound annual growth rate (CAGR) of 13.8%. The growth in the forecast period is expected to be driven by increasing demand for cash flow optimization, a growing need for real-time debt tracking and analytics, greater automation in financial operations, accelerated digital transformation across finance teams, and a stronger focus on credit risk mitigation.

Key trends during this period include advancements in AI-powered debt analytics, expansion of cloud-based deployment models, innovations in automated collections workflows, development of predictive risk scoring tools, and improvements in mobile-friendly debt management interfaces.

Rising adoption of cloud-based solutions is expected to drive growth in the business debt management tool market. Cloud-based solutions, hosted on remote servers and accessed via the internet, offer scalability, real-time access, and cost-effective deployment, enabling businesses to efficiently manage debt volumes without heavy investment in on-premise infrastructure. These solutions streamline debt tracking, improve collaboration, and enhance recovery efficiency. For example, in 2023, Eurostat reported that 45.2% of EU enterprises used cloud computing services, up 4.2 percentage points from 2021, demonstrating the growing reliance on cloud technologies to support operational efficiency in financial management.

AI-powered debt collection software is enhancing predictive accuracy and compliance in debt recovery. These solutions automate collection processes, predict repayment behavior, optimize resource allocation, and personalize debtor communication to improve recovery rates while reducing operational costs. For instance, in May 2023, Lithuania-based GiniMachine launched its Debt Collection Edition, which uses machine learning to build predictive models from historical data, automate portfolio analysis, and adjust strategies in response to regulatory or market changes.

In March 2025, India-based Perfios Software AG Solutions Private Ltd. acquired CreditNirvana, an AI-powered fintech platform, to enhance its debt recovery and loan collection solutions. The acquisition integrates CreditNirvana's AI-driven technology and portfolio management expertise, supporting Perfios's goal of offering comprehensive financial analytics and risk management solutions globally.

Major players in the business debt management tool market are Experian plc, Fluxys SA, Civica Group Limited, AgreeYa Solutions Inc., Finvi Inc., Elite Mindz Private Limited, SpyroSoft S.A., C&R Software AG LLC, Indus Software AG Private Limited, Prodigal Technologies Private Limited, Tesorio Inc., Nortridge Software AG LLC, Growfin AI Private Limited, InterProse Corporation Inc., Sumeru Enterprise Tiger Business Solutions Pvt. Ltd., Debtrak Limited, Comtronic Systems LLC, LoanBoss Inc., CollBox Inc., Swordfish Financial Inc.

The report covers market characteristics, size and growth, segmentation, regional and country breakdowns, competitive landscape, market shares, trends and strategies for this market. It traces the market's historic and forecast market growth by geography.

Key Attributes:

Key Topics Covered:

Markets Covered:

• By Component: Software AG ; Services
• By Deployment: on-Premise; Cloud-Based; Hybrid
• By Business: Small Businesses; Medium Enterprises; Large Corporations; Startups
• By Solution: Debt Collection Software AG ; Cash Flow Management Tools; Financial Planning and Analysis; Legal and Compliance Solutions
• By End-User: Banking, Financial Services and Insurance (BFSI); Healthcare; Retail; Manufacturing; Information Technology and Telecommunications; Other End-Users

Subsegments:

• By Software AG : Debt Collection Software AG ; Credit Risk Management Software AG ; Payment Tracking Software AG ; Automated Notifications and Alerts; Analytics and Reporting Tools
• By Services: Consulting Services; Implementation and Integration Services; Support and Maintenance Services; Training and Education Services; Managed Services

Business Debt Management Tool Market Regional and Country Analysis

Business Debt Management Tool Market Competitive Landscape and Company Profiles

• Experian plc Overview, Products and Services, Strategy and Financial Analysis
• Fluxys SA Overview, Products and Services, Strategy and Financial Analysis
• Civica Group Limited Overview, Products and Services, Strategy and Financial Analysis
• AgreeYa Solutions Inc. Overview, Products and Services, Strategy and Financial Analysis
• Finvi Inc. Overview, Products and Services, Strategy and Financial Analysis

Business Debt Management Tool Market Other Major and Innovative Companies

• Elite Mindz Private Limited
• SpyroSoft S.A.
• C&R Software AG LLC
• Indus Software AG Private Limited
• Prodigal Technologies Private Limited
• Tesorio Inc.
• Nortridge Software AG LLC
• Growfin AI Private Limited
• InterProse Corporation Inc.
• Sumeru Enterprise Tiger Business Solutions Pvt. Ltd.
• Debtrak Limited
• Comtronic Systems LLC
• LoanBoss Inc.
• CollBox Inc.
• Swordfish Financial Inc.

Global Business Debt Management Tool Market Competitive Benchmarking and Dashboard

Key Mergers and Acquisitions in the Business Debt Management Tool Market

Recent Developments in the Business Debt Management Tool Market

Business Debt Management Tool Market High Potential Countries, Segments and Strategies

• Countries Offering Most New Opportunities
• Segments Offering Most New Opportunities
• Growth Strategies

For more information about this report visit https://www.researchandmarkets.com/r/g0bbwq

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• Business Debt Management Tool Market

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