LM PAY publishes unaudited financial report for the first half of 2025 – remains on a growth path

Warsaw, 30 September 2025 – LM PAY S.A. (ISIN: PLLMPAY00016) is an innovative, technology-driven FinTech company offering embedded finance solutions in the healthcare, beauty and insurance sectors in Poland. The company provides instant and binding credit decisions at the point of service, enabling patients and customers to gain immediate access to essential services as well as convenient consumer financing.

Solid revenue growth in the first half of 2025

Following the publication of preliminary figures in August 2025, figures are now available that differ slightly from those previously announced. Revenue increased to PLN 15.36 million (approx. EUR 3.62 million), representing an increase of +37.5% compared with the same period of the previous year. Operating profit (EBIT) also developed positively, rising by +28.8% to PLN 3.96 million (approx. EUR 0.93 million).

This growth resulted from the consistent expansion of the partner network, the increased demand for beauty and healthcare services, and the successful implementation of direct marketing measures. Customer retention improved slightly: the share of returning customers rose from 30% to 33%. The total number of customers served grew by 12% to 22,900 in the first half of 2025.

The unaudited financial report is available on the LM PAY S.A. website in the Investor Relations section: https://lmpay.pl/financial-publications/

About LM PAY S.A.

LM PAY S.A. is a fast-growing FinTech company specialising in embedded finance solutions for healthcare, beauty services, and motor insurance in Poland. Its platform is integrated into workflows of over 13,000 clinics, beauty salons and insurance brokers across Poland, simplifying financing for patients and customers while ensuring immediate payments to providers. With more than ten years of market experience and a listing on the Düsseldorf Stock Exchange (ISIN: PLLMPAY00016), LM PAY is well positioned for continued growth.

Investor Relations & Financial Media in Poland:

LM PAY S.A.
Grzegorz Pieszak
mobile +48 881 780 994
grzegorz.pieszak@lmpay.pl

Investor Relations & Financial Media in Germany:

Meister Consulting GmbH
Tobias Meister
phone +49 (0) 2983 908121
mobile +49 (0) 170 2939080
meister@meisterconsult.com