AI in Fintech Presents a $74+ Billion Global Opportunity by 2034: Shares Analysis by Type, Deployment, Application, Region and Company

Key market opportunities in AI for fintech include enhanced decision-making and predictive analysis for operational efficiency, a growing demand for digital loan processing, and improved customer service via AI. Significant regional growth in North America and Asia-Pacific, along with rising adoption of mobile payments, boosts the market.

Dublin, Sept. 30, 2025 (GLOBE NEWSWIRE) -- The "AI in Fintech Market Report and Forecast 2025-2034" has been added to ResearchAndMarkets.com's offering.

The global AI in fintech market is anticipated to capture significant growth, with its size reaching an estimated USD 12.61 billion by 2024. The market is projected to expand further at a CAGR of 19.50% from 2025 to 2034, ultimately expected to hit a value of around USD 74.88 billion by 2034.

AI technology is being extensively adopted in the fintech sector, substantially enhancing decision-making and predictive analysis to improve the operational efficiency of financial services. A surge in loan applications is among the prominent trends, driving demand for AI for faster digital loan approval. AI integration in fintech not only enables efficient, round-the-clock customer service but also enhances real-time customer satisfaction.

As technology continues to evolve, numerous companies are investing in R&D to refine processes and streamline workflows. AI's capabilities in executing tasks, learning autonomously, and reducing errors significantly curb the necessity for human intervention. This utilization allows the financial sector to gain actionable insights in real-time, laying groundwork for further growth of AI in fintech.

Global AI in Fintech Market Share by Region

North America claims a substantial share of the global AI in fintech market due to its robust financial sector, particularly in the United States and Canada. The region benefits from increased investments in R&D and AI innovations. Expanded use of internet and mobile banking, further heightened during the COVID-19 pandemic, has played a critical role in fostering market growth. The Asia Pacific region is also anticipated to see significant growth.

Market Segmentation:

• Type: Solutions, Services
• Deployment: Cloud, On-premises
• Application:
  • Chatbots
  • Credit Scoring
  • Quantitative and Asset Management
  • Fraud Detection
  • Others
• Region: North America, Europe, Asia Pacific, Latin America, Middle East and Africa

Rising Adoption of Artificial Intelligence is Bolstering Market Growth

Global collaborations within the AI in fintech market are increasing, driven by rising fund transfers and operations across different sectors, thereby escalating tech involvement in financial services. AI aids businesses in streamlining transactions, safeguarding against fraud, and leveraging machine learning and big data. As the popularity of smart mobile payments surges, key players continue to innovate and expand their payment platforms.

Innovations in fintech have revolutionized the investment management sector, helping businesses assess investment opportunities, construct portfolios, and mitigate risks effectively.

Key Players in the Global Market for AI in Fintech:

• Intel
• Alphabet LLC
• Microsoft
• IBM Corporation
• TIBCO Software AG Inc.
• Super.AI Inc.
• Nvidia Corporation
• ComplyAdvantage
• Amazon Web Services, Inc.
• Amelia US LLC
• Cognizant
• CapGemini SE
• Onfido
• Fair Isaac Corporation (FICO)
• HCL Technologies Limited
• Oracle Corporation
• Salesforce, Inc.
• Others

The report provides an exhaustive analysis of the competitive landscape via Porter's five forces model and SWOT analysis, offering valuable insights into market dynamics.

Key Topics Covered

1 Executive Summary

2 Market Overview and Stakeholder Insights

3 Economic Summary

4 Country Risk Profiles

5 Global AI in Fintech Market Analysis
5.4 Global AI in Fintech Market by Type
5.5 Global AI in Fintech Market by Deployment
5.6 Global AI in Fintech Market by Application
5.7 Global AI in Fintech Market by Region

6 North America AI in Fintech Market Analysis

7 Europe AI in Fintech Market Analysis

8 Asia Pacific AI in Fintech Market Analysis

9 Latin America AI in Fintech Market Analysis

10 Middle East and Africa AI in Fintech Market Analysis

11 Market Dynamics
11.1 SWOT Analysis
11.2 Porter's Five Forces Analysis

12 Competitive Landscape
12.5 Company Profiles

For more information about this report visit https://www.researchandmarkets.com/r/q1ksv

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